Our goal

We believe home finance should be better for all Americans. It should be fast, transparent, and low-cost. Better’s mission is to make that happen.

This is a huge, important part of our economy. Housing overall is a $23 trillion business, and mortgages account for $13 trillion. Yet home finance operates in the same way it has for decades — through opaque systems and expensive intermediaries whose interests are misaligned with consumers’.

That’s why Better is re-engineering the home finance process from the ground up. We’re using technology to make it faster and more efficient, and humans to help make it friendly and enjoyable.

Please join us in making home finance better.

Leadership team

  • Vishal Garg
    Vishal Garg
    Founder + CEO
  • Erik Bernhardsson
    Erik Bernhardsson
  • Patricia Korth-McDonnell
    Patricia Korth-McDonnell
  • Howard Katzenberg
    Howard Katzenberg
  • Viral Shah
    Viral Shah
    Head of Capital Markets
  • Paula Tuffin
    Paula Tuffin
  • Eric Wilson
    Eric Wilson
    Head of Operations
  • Shawn Low
    Shawn Low
    Head of Business Operations
  • Jerry Selitto
    Jerry Selitto
  • Sean Hundtofte
    Sean Hundtofte
    Chief Economist
  • Vishal Bhalla
    Vishal Bhalla
    GM Insurance

Our equity investors

  • Goldman Sachs
  • IA Venturs
  • Kleiner Perkins
  • Pinebrook

The $13 Trillion Problem

Mortgages are a $13 trillion industry.

For such a massive and critical industry, home finance has avoided technological advancement for decades. Traditional systems are confusing and slow, and they aren’t aligned with your best interests.

Our platform puts you in the driver seat, providing you with full transparency into the process and saving you time that would have been wasted through inefficient and sloppy practices.

We’re making it better.

Company timeline


Founders started a company with the goal of re-engineering the mortgage process.

Partnered with Avex Funding, a California originator specializing in prime conforming and jumbo mortgages for over 10 years.


Acquired partner mortgage originator Avex Funding.

Developed investor rules engine to algorithmically match borrowers and mortgage products to over 10 large institutional investors.

Began working with borrowers directly online without commissioned loan officers.

Funded first 100%-digital loan with no borrower phone communication.


Launched as better.com.

Closed $30 million in Series A funding.

Approved as a Fannie Mae seller/servicer and established relationships with 17 top mortgage investors.


Closed $15 million in Series B funding with Kleiner Perkins Caufield Byers.

Introduced the one-day verified pre-approval letter.


$1 Billion in total funded loans. Thousands of our customers have benefited from our low pricing and great customer service.


You become part of the story by joining thousands of happy Better borrowers.

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We're Better

Better is a direct lender dedicated to providing a fast, transparent digital mortgage experience backed by superior customer support.

From our offices in New York City, we're using technology to change the way people finance their homes, for the better.

Better.com is a direct lender. All rights reserved. NMLS #330511© Better Mortgage Corporation | 250 Greenwich St, FL 36, New York, NY 10006Loans made or arranged pursuant to a California Finance Lenders Law License.This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.Not available in all states.