How long does it take to get a pre-approval letter?

A basic pre-approval letter takes about 3 minutes.

For a verified pre-approval letter, you will need to upload financial documents such as W2s, paystubs, tax returns, and bank statements. This usually takes about 20 minutes. Then we will review them and generate your letter. We may require additional processing time if the documentation you submitted is incomplete or if we need to verify overtime, bonus, or commission earnings with your employer.